If you are worried about money or debt there are some simple actions you can follow to prevent things getting worse, and a range of agencies locally and nationally who can help.
Remember:
- Don’t ignore the problem
- Arrange for a benefits check – if you receive the state pension you may be entitled to additional payments such as Pension Credit or Attendance Allowance
- Check all your options before you borrow money to pay debts
- Pay your priority debts first (rent, mortgage, council tax, gas / electricity)
- Contact everyone you owe and try to arrange to pay a smaller amount that you can afford
- Keep copies of letters or forms you fill in or receive
Borrowing Money
If you are considering borrowing money, speak to a Credit Union rather than unregistered money lenders. Credit Unions in Knowsley
Free help is available from the following agencies:
|
Agency |
Deals with |
Location |
Contact |
| Citizens Advice Bureau | Debt, legal advice, housing, employment and welfare benefits | Offices in Huyton, Kirkby, Halewood and Prescot | 0845 122 1300 |
| Huyton Advice Centre | Welfare benefits and employment law | Based in Nutgrove Villa, Griffiths Rd, Huyton | 0151 489 7313 |
| Age UK Knowsley | Welfare benefits for older people | Based in Nutgrove Villa, Griffiths Rd, Huyton | 0151 480 4632 |
| Kirkby Unemployed Centre | Welfare benefit, debt, budgeting and employment law | Based inWesthead Avenue, Kirkby | 0151 548 0001 |
| Prescot and Whiston Advice Centre | Welfare benefit advice | Based in Prescot Centre,Eccleston Street, Prescot | 0151 443 4639 |
| Knowsley Pensioners Advocacy & Information Centre | Welfare benefits for older people | Based in The Old Schoolhouse,St. Johns Rd, Huyton | 0151 801 8366 |
